Fintech

Built for Fast-Moving Businesses

Payment Infrastructure for Neobanks and Fintechs

Launch your neobank faster. Issue virtual accounts, manage payments, and settle instantly in fiat or stablecoins, all through a single API.

No heavy setup or compliance headaches.

From wallets to virtual accounts, FossaPay gives you the foundation to run your fintech and neobank smoothly.

Partnerships

70+ Businesses Signed

70+ Businesses Signed

FossaPay has onboarded over 70 businesses, providing them with seamless payment solutions.

Revenue

1000+ TVP

1000+ TVP

We have successfully processed over 1000 transactions, ensuring secure and efficient payments.

Speed

< 20mins API Integration

< 20mins API Integration

We pride ourselves on our quick onboarding process, with an average time of < 20 minutes.

The FossaPay Advantage

From wallets to virtual accounts, FossaPay gives you the foundation to run your fintech and neobank smoothly.

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first

Create and assign fiat virtual accounts on demand

  • Generate virtual accounts instantly
  • Assign accounts in seconds
  • Track payments with ease
  • Enable secure fiat transfers
  • Scale account creation effortlessly
payments
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second

Automate collections and payouts

  • Automate incoming payments
  • Streamline payout workflows
  • Reduce manual processing
  • Speed up transaction handling
  • Manage collections effortlessly
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third

Reconcile transactions with ease in real-time

  • Match transactions automatically
  • Receive real-time settlement updates
  • Detect discrepancies quickly
  • Export reconciliation reports
  • Reduce reconciliation time
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fourth

Manage balances, settlement preferences, and KYC flows

  • Monitor wallet balances
  • Configure automated settlements
  • Streamline KYC and identity checks
  • Set settlement preferences per account
  • View historical balance changes
onboarding

Simple onboarding without complex setup or unnecessary compliance headaches.

Modern Tools for Money Movement.

From wallets to cross-border payments, FossaPay gives you the foundation to run your fintech smoothly.

Collections API

Collections API

Accept payments via virtual accounts with instant webhooks.

Payouts API

Payouts API

Send payouts to any supported bank account with ease.

Wallet Infrastructure

Wallet Infrastructure

Create and manage fiat and stablecoin wallets for your users.

Compliance & Security

Compliance & Security

Built with security and compliance at the core, ensuring safe transactions.

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Frequently Asked Questions.

Find quick answers to common questions about our payment platform, fees, security, and transaction processes.

You can build wallets, payment apps, marketplaces, and full neobank products using our APIs.

Yes. You can create and assign virtual accounts to your users programmatically.

Yes, You can settle funds in NGN or stablecoins and manage balances across both.

FossaPay operates under strict regulatory standards and partners with fully licensed banks to ensure compliance, security, and reliability for all transactions.

Most teams complete integration and go live within 30 minutes using our documentation and dashboard.

Trust & Reliability

Bank-grade security with 99.9% uptime, trusted by leading fintechs and digital-first platforms across Africa.