Payment Infrastructure for Neobanks and Fintechs
Launch your neobank faster. Issue virtual accounts, manage payments, and settle instantly in fiat or stablecoins, all through a single API.
No heavy setup or compliance headaches.
From wallets to virtual accounts, FossaPay gives you the foundation to run your fintech and neobank smoothly.
The FossaPay Advantage
From wallets to cross-border payments, FossaPay gives you the foundation to run your fintech smoothly.
Create and assign fiat virtual accounts on demand.
From wallets to cross-border payments, FossaPay gives you the foundation to run your fintech smoothly.
Automate collections and payouts seamlessly
Set up automated rules to collect funds and disburse payments at scale without manual intervention.
Reconcile transactions with ease in real-time.
Track and match every transaction as it happens with real-time reconciliation across all your accounts.
Manage balances, settlement preferences, and KYC flows.
Monitor wallet balances, configure automated settlements, and streamline identity verification with built-in KYC tools.
Core Features
From wallets to cross-border payments, FossaPay gives you the foundation to run your fintech smoothly.
Collections API
Accept payments via virtual accounts with instant webhooks.
Payouts API
Instant transfers to Nigerian banks. Automate bulk payouts.
Wallet Infrastructure
Wallets with NGN, stablecoins, and easy ledger management.
Compliance & Security
KYC-ready, PCI-DSS compliant, and built for high availability.
Frequently Asked
Questions.
Find quick answers to common questions about our payment platform, fees, security, and transaction processes.
You can build wallets, payment apps, marketplaces, and full neobank products using our APIs and white-label offerings.
Yes. You can create and assign virtual accounts to your users programmatically.
Yes. You can settle funds in NGN or stablecoins and manage balances across both.
FossaPay operates under strict regulatory standards and partners with fully licensed banks to ensure compliance, security, and reliability for all transactions.
We offer competitive rates with low fees. You'll always see the fee breakdown before completing any transaction.
Most teams complete integration and go live within a 2 weeks using our documentation and dashboard.
Looking to launch your own neobank?
FossaPay can power your app. We provide the accounts, wallets,
and APIs while you focus on your users.